Skootz Kabootz wrote:Dooglas wrote:...I actually have all my auto and bike insurance through State Farm these days. I have absolutely no complaints about service or fairness from them after a number of years and several claims...
That's very reassuring to hear as I have been with them ever since AAA tried to totally screw me (after a six month battle I prevailed). Seems everybody has one particular insurance company they have good reason to totally hate. AAA is it for me. Never again will I do business with them.
I have funny stories about how stupid AAA insurance agents are (AAA is just an agent for Commerce Ins. around here).
Ages ago, I called them to find out how much it would cost to add my roommate to my policy. After they said it would basically double the cost of the policy, I said forget it. At that point, the agent tried to tell me that I *had* to. That any licensed driver living with me HAD to be on my insurance, that I had no choice. I told her "bullshit", and then she proceeded to read me some line from some law. Well, she was interpreting that line completely wrong, and I told her so. Finally she said "I'll put you down as refusing". I just laughed and said "Yeah, you do that."
Then, years later, when MA finally relaxed its sphincter on its insurance laws, and more companies were willing to do business here, I signed up for Progressive (saving about 50% from Commerce/AAA). When I called AAA to cancel, and told them about the savings, the agent said, and I quote "They're breaking the law!".
Hahahaha.
So yeah, when my scooter was stolen under Progressive, they called my local Buddy dealer to ask for a value. Progressive paid me that exact value, plus $1000 worth of accessories, then minus my $1000 deductible. The scooter shop then sold me a brand new replacement for the value they told to Progressive. So yeah, I was out the deductible-worth of accessories, but overall, it was a pretty fair bargain.
). The whole thing had been stripped and left behind a park. My insurance is not trying to low ball me and offer $1000 (before my deductible) for the scooter, when even book value is $1800. A few weeks before it was stolen it had been knocked over, possibly in a first attempt to steal it, and the casing was damaged on the handlebars and it had gotten a couple scratches on the bike. I fixed the casing to drive it but was having to wait to fix any of the scratches because i needed it back to drive.
).
